UrbanProfessor

Good Credit Swag (Part 1 of 3)

Part 1 of a 3 part series on getting your credit swag up

by Consha Griffin

Ballin’ On A Budget

Becoming Student loan Savvy and not just student loan broke by Consha Griffin

Direct Message – It’s Not Just for Twitter…The Benefits of Direct Deposit

We know you work hard for your money and with the economy being as trustworthy as a Dateline – “To Catch a Predator” suspect, paychecks are more precious than a first born child (Okay that’s an exaggeration, they’re pretty much even). The best way to cultivate that cash is to skip the middle man (you) and get it directly deposited into your bank account.

Success – The Gift That Keeps On Giving

On April 29th of this year, Urban Professor set out to lead a movement. A movement rooted in the belief that success does not discriminate; instead it sets the highest standards for those seeking it. It is exclusive to no age, gender, race, socioeconomic background or personal appearance. Continued below…

Mind On My Money and My Money Online

Have you ever been chilling at home, going through your mail and you open up your bank statement only to have your eyes bug out of your head like one of those cartoon characters? Yeah, not cool.

From the Home…Ease

T.G.I.F., that’s Thank God It’s Friday for our acronym challenged followers, and we’re referring to the saying T.G.I.F., not the restaurant chain. It’s Friday and more than likely the last thing you need is another restaurant, take-out, street cart or any other eat out lunch that doesn’t come from your own kitchen, if not for your own health then without a question your wallet’s.

Check Mate

Okay, so living with the parents are no longer an option, and speed walking thru the hood to the only house you can afford on a 23 year olds (legal) budget because you’re too cool to run, but, not crazy enough to stroll has gotten old. Also, crashing with your fraternity brothers or sorority sisters that still live on campus is less than enviable, and you would surely have your swag card revoked, no matter how cool you were in school.

Get Rent or Die Buying

With all that is said and available about the benefits of home buying and not enough about some of the benefits, yes benefits, of renting, we at Urban Professor decided to stand up for the little guy.

B.M.F. (Borrowin’ Money Fast)

“You think you Big Meech. Larry Hoover. Gettin’ work…hallelujah. One nation, under God, real students getting debt from the jump start.”

Graduate Responsibly

Yes, it’s amazing to start pulling in your own money, but if you’re not careful, you could spread your salary like mayonnaise and end up a financial failure before you even celebrate your first anniversary of freedom.

Where Da Cash At?

While this age-old question posed by rap artist “Curren$y” just a few short years ago reminds us not to be surprised when people expect to be paid for their services, a trip to certain ATMs can leave you asking your bank account the same thing.

$hotgun!

Shotgun! The universal call for first dibs on the front seat, the yell that even the mellowest and most laid back of people can shout emphatically when the stakes are high, such as the sight of 4 high school offensive linemen trying to cram into a 2-door Honda Accord. This worldly respected term that essentially means get behind me (pause), can actually be quite useful when minding your finances.

Mo’ Cushion for the Pushin’

Thicker than a Snickers it was, curves in all the right places. Forget bouncing a quarter off it, why not a stack, and still be big enough to make it rain. Now, that’s what we call a cushion; the kind of cushion that keeps you smiling for at least 6 months.

Ice on the Prize

In the land of bling, the man with the most ice is king and the ability to ice things these days is limitless.